Pembroke CAB Offers Specialist Debt Advice

... money advice to answer your questions on debt.

: Image by: Dan Wilson

by Geoff Ferguson

February 06, 2006

The CAB at Pembroke Dock has a Specialist Quality Mark for Debt advice. Their trained advisers can offer initial casework service for ongoing advice and assistance.

Money advice at Pembroke and District CAB is available to everyone free of charge. You will keep control of the strategy for handling your debts, with the advice and support of the Bureau staff.

All enquiries are dealt with in the strictest confidence, and you will be kept informed of any contact we have with anyone you owe money to.

How can money advice help?

By giving you information on your rights and responsibilities and helping you to work out a strategy for dealing with your debt, money advice at the CAB can help you to see a way forward in managing your problems.

Advisers offer practical help in preparing a budget; writing to and negotiating with creditors; producing a financial statement; advising on your rights; and explaining other procedures, such as bankruptcy or Court action.

: Pembroke & District CAB office in Pembroke Dock

How do I see an adviser?

You can call into the Bureau at Pembroke Dock without an appointment, during our opening ours, for initial information, and to pick up a 'debt pack'. You may also fill out the form below to be contacted

A trained adviser will explain the process of debt and money advice and explain what you need to do next. It helps us if you can leave us with contact details in order to arrange an appointment with a Caseworker where necessary.

You will be asked to return with proof of your income and capital (savings), and details of all creditors (people you owe money to).

What is money advice? What can I expect?

Trained advisers and specialist caseworkers to give you sound advice and practical assistance
To discucss ways of managing your debt and money problems with trained Debt case advisers
To look at ways of increasing your income, for example by advising on benefits you might be entitled to

You can also receive advice on lots of other issues, such as

Housing problems or rent arrears
Relationship or family breakdown
Consumer problems/complaints
Employment issues
Claiming sickness, disability and other benefits

The Legal Help Scheme

If you are receiving benefits, or are on a low income, you may also qualify for the Legal Help Scheme (formerly known as 'Legal Aid'). This will involve completion of Legal Help forms, and supplying the Bureau with proof of income and capital. Your adviser will discuss the Legal Help Scheme with you when you come to the Bureau.

Click here for a list of Bureaux in your area and their opening times. You can also Click Here to send email (pembroke@cabnet.org.uk) to the Pembroke and District CAB regarding your enquiry about Money Advice.

The CAB is committed to equal opportunities for everyone. We actively welcome volunteers of all ages from a wide range of different backgrounds. We have a national staff and volunteer support groups for black and disabled people, women, lesbians, gay men and bisexuals.

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